Bank of India Recruitment 2026 – 779 Credit Officer Posts
Bank of India has announced the recruitment of 779 Credit Officers under the GBO Stream for the 2026-27 cycle. Candidates with a graduation degree and relevant banking experience can apply online until 20 July 2026. Selected officers will be placed in MMGS-II, MMGS-III, or SMGS-IV grades with a competitive salary package.
| Organisation | Bank of India |
|---|---|
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Last Date | |
| Qualification | Graduation with 60% marks or professional qualifications like CA/CMA-ICWA/CS/CFA with relevant post-qualification experience. |
| Salary / Pay Scale | ₹64,820 – ₹1,20,940 |
| Category | Bank Jobs·Central Government Jobs |
| District | All Districts |
Bank of India Credit Officer Vacancy Details
The Bank of India is recruiting for 779 positions under Project No. 2026-27/01. These vacancies are distributed across three senior management grades:
| Post / Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 |
Eligibility Criteria
Candidates must possess a graduation degree in any discipline from a recognized university with at least 60% marks (55% for SC/ST/OBC/PWBD). Alternatively, professional qualifications such as CA, CMA-ICWA, CS, or CFA are accepted. Applicants must also meet the post-qualification experience requirements:
- MMGS-II: 3 years experience as an officer, including 2 years in MSME/Commercial Credit/Project Finance.
- MMGS-III: 5 years experience as an officer, including 3 years in MSME/Commercial Credit/Project Finance.
- SMGS-IV: 7 years experience as an officer, including 4 years in MSME/Commercial Credit/Project Finance.
Age Limit & Relaxation
Age is calculated as of 01 June 2026:
- MMGS-II: 25 to 32 years
- MMGS-III: 28 to 38 years
- SMGS-IV: 32 to 45 years
Relaxations: 5 years for SC/ST, 3 years for OBC (Non-creamy layer), 10 years for PwBD, and 5 years for Ex-Servicemen.
Application Fee
- SC/ST/PWD: ₹175 (Intimation charges only)
- General & Others: ₹850 (Application fee + Intimation charges)
Salary & Pay Scale
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Selection Process
Selection involves an Online Examination (125 marks) and a Personal Interview (100 marks). The exam consists of English Language and Professional Knowledge. A 70:30 weightage ratio is applied to the exam and interview scores for the final merit list.
About Bank of India
Bank of India (BOI) is a premier public sector bank in India, headquartered in Mumbai, Maharashtra. Founded on 7 September 1906 by a group of eminent businessmen from Mumbai, the bank has grown into a financial powerhouse with a massive domestic and international presence. It was under private ownership until its nationalization in July 1969, after which it became a government-owned entity under the Ministry of Finance, Government of India. Over the last century, Bank of India has established itself as a trusted financial partner for millions of customers, ranging from retail individuals to large-scale corporate entities. The bank operates a vast network of thousands of branches across all states and union territories in India, including a significant presence in Telangana. Beyond its domestic footprint, BOI maintains a strategic international presence, serving the Indian diaspora and facilitating global trade. The mission of the bank is to provide world-class banking services while maintaining the highest standards of integrity and customer service. As an employer, Bank of India offers a robust career trajectory for banking professionals. Employees benefit from structured promotion policies, competitive salary scales, and extensive training programs that keep them updated with the latest financial technologies and regulatory frameworks. Joining the bank as a Credit Officer provides a unique opportunity to work in the core lending division, where professionals handle MSME, commercial credit, and project finance portfolios. This role is critical to the bank’s growth, as it involves assessing creditworthiness and managing the bank’s asset quality. With a focus on digital transformation and financial inclusion, Bank of India continues to be a preferred destination for job seekers looking for stability, growth, and the chance to contribute to the nation’s economic development. The bank’s commitment to excellence and its long-standing legacy make it a prestigious organization for any aspiring banking professional in India.
How to Apply
- Visit the official website at www.bankofindia.bank.in.
- Navigate to the ‘Career’ section.
- Select the link for ‘Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01’.
- Register as a new user and note the credentials.
- Fill in the application form, upload required documents, and pay the fee online.
- Print the final application and e-receipt for future reference.
Important Dates
- Online Application Start: 30 June 2026
- Online Application Last Date: 20 July 2026
- Relevant Date for Eligibility: 01 June 2026
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Frequently Asked Questions
Who can apply for Bank of India Credit Officer 2026?
Candidates holding a graduation degree with 60% marks (55% for reserved categories) or professional qualifications like CA/CMA/CS/CFA are eligible. Additionally, applicants must meet the specific post-qualification experience criteria for their respective grade.
What is the salary for Credit Officer at Bank of India?
The salary varies by grade. MMGS-II officers receive a scale starting at ₹64,820, while SMGS-IV officers can earn up to ₹1,20,940.
What is the selection process for Bank of India Credit Officer 2026?
The selection process consists of an online examination followed by a personal interview. The final merit list is prepared based on a 70:30 weightage of the online exam and interview scores.
Is Bank of India a Central or State Government organisation?
Bank of India is a Public Sector Bank under the ownership of the Ministry of Finance, Government of India. It is a Central Government organization.